Overview Joint Income Concentration Retirement

Retirement Accounts

Tom & Annette Dircks — IRA, SEP-IRA, and Traditional IRA Holdings
Source: Fidelity INPUT · TomDircks_NetWorth.xlsx · Live pricing via Supabase
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Tax-Advantaged Retirement Portfolio

These accounts grow tax-deferred. No capital gains tax on rebalancing. Focus on total return, not tax efficiency. RMDs begin at age 73 under SECURE 2.0. All data sourced from Fidelity account statements.

Total Retirement
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Positions
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Across 3 Fidelity Accounts
Wtd. Expense Ratio
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ETFs & Mutual Funds
Cash & Money Market
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Account Breakdown
3 Accounts

Asset Class Allocation

Geographic Exposure

Investment Type Breakdown

Top 10 Holdings by Weight

ETF Holdings
# Symbol Fund Name Shares Market Value Cost Basis Gain/Loss Weight Exp. Ratio Account
Mutual Fund Holdings
# Symbol Fund Name Shares Market Value Cost Basis Gain/Loss Weight Exp. Ratio Category
Individual Stock Holdings
# Symbol Company Shares Market Value Cost Basis Gain/Loss Weight Account
Cash & Money Market
Fund Description Value Weight Account
Retirement Account Recommendations
Advisory
Expense Ratio Analysis
Cost Efficiency

Dircks Family Office · Confidential · Source: Fidelity INPUT · Live pricing: Supabase